About WDFloyd

Dave Floyd is an attorney, real estate broker, real estate investor, and trivia host in Austin, Texas. He works with the Foskitt Law Office and is an owner of Floyd Real Estate. He lives in the Zilker Neighborhood, and is a graduate of the University of Texas at Austin and the Washington & Lee University School of Law.
Showing posts with label REI Mastercard. Show all posts
Showing posts with label REI Mastercard. Show all posts

Thursday, March 13, 2025

REI Sale Starts Tomorrow

 


REI is having its usual March sale.  Members get 20% off one regular and one outlet item between 3/14-3/24.  Also, as I've mentioned before, the cobranded Mastercard is great if you are a frequent flier at REI (no annual fee, 5% back on REI purchases and 1.5% on everything else, access to Capital One shopping discounts).  Also, it's the only no annual fee card I have which also has no foreign transaction fees.  

On a different note, I have a lot of thoughts about the changes going on at Southwest Airlines which I hope to address in a post sometime soon.


Tuesday, October 31, 2023

REI Mastercard: 10% Back Offer

 

Me, With Many Items Purchased at REI

If you have the REI Mastercard, from today until November 9th they are offering 10% back in rewards (instead of the usual 5%).  This is on top of the regular dividend arrangement REI has.  No tricks; just the treat of extra funds back to spend on more REI gear.  

Thursday, November 10, 2022

REI Gear Sale

Modeling a Nano-Puff Vest on the HMS Belfast

REI gear sale is November 11th-21st.  If you are an REI member, you'll get a coupon for 20% one regular item and one from the REI Outlet.  

If you are new to REI: they typically have three of these 20% coupon deals (one for the regular store and one for the outlet) per year.  The next one will come out in March when the dividends are issued.   Also, if you get the REI Mastercard you can get an additional 5% back on all REI purchases.

Why do I mention all of this?  I like hiking, camping, backpacking, bicycling, kayaking, traveling, going to the gym, the occasional ski trip, and good winter gear (for those couple of months it's chilly here in Austin).  If you like any of the aforementioned: REI sells good equipment for all of these activities.  Many things they sell are not cheap, but the membership + Mastercard setup means you can get up to 15% back in store credit to subsidize gear for your hobbies.  For example: with accumulated store credit from the Mastercard* defraying the retail cost, I recently picked up a Patagonia Nano-Puff vest for $17 (as opposed to paying the full $179).  

[note: the above photo is from the HMS Belfast in London.  I toured it last month and recommend a visit to anyone interested in naval history.]

*now that Capital One runs the REI Mastercard, you can use your card rewards at any time throughout the year.  When U.S. Bank ran the rewards program, you had to wait until March at which point your rewards were issued all at once in conjunction with the annual dividend.  I appreciate the anytime access Capital One provides (plus the much improved website and phone app experience), though I do miss U.S. Bank's 2% rewards from any non-REI purchase made with Apple Pay.  


Wednesday, October 26, 2022

REI Mastercard

 If you have the REI Mastercard from Capital One, note that the 5% reward for buying from REI will be 10% during the period from November 1st-7th.